Studies estimate that global investments needed to effectively mitigate climate change impacts, exceed USD 8.4 trillion per year by 2030, but that current climate finance flows fall significantly short.

Clearly, diverting 15% of annual global consumer spending into climate finance, will greatly reduce the current annual climate finance shortfall. Unfortunately, there has not been a highly viable way to facilitate the reallocate/divert a notable portion of global consumer spending and do so in a consistent predictable way each year.

Until Now.

Only powerful financial incentives, can greatly motivate 1 Billion+ global consumers to reallocate some of their disposable income into climate finance, supporting various climate-focused projects.

Sm@rtr has created a Consumer Climate Finance Solution" that incorporates an irresistible loyalty program that rewards consumers with up to 10X CashBack in the form of credits, for every US$1.00 they invest or contribute to a climate finance campaign. The credits are redeemable for revenue-generating real estate assets*

*Fractional or full ownership; digital and physical real estate

Coming Q1, 2026